How's that for cheap parking fee?

An elderly Japanese walked into a bank in New York City and asked to talk with the loan officer. He told the loan officer that he was going back to Japan on urgent business for two weeks and needed to borrow $5,000 and that he was not a depositor of the bank.

The bank officer told him that the bank would need some form of security for the loan, so the elderly Japanese handed over the keys to a new Ferrari. The car was parked on the street in front of the bank. The Japanese produced the title and many supporting documents. Since everything checked out, the loan officer agreed to hold the car as collateral for the loan but apologized for having to charge 12% interest.

Later, the bank's president and his officers were enjoying a good laugh at the elderly Japanese because he used a $250,000 Ferrari as collateral for the $5,000 loan. An employee of the bank then drove the Ferrari into the bank's underground garage and parked it.

Two weeks later, the elderly Japanese returned, repaid the $5,000 and the interest of $23.07. The loan officer said, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we ran a credit check on you and found out that you are a multimillionaire. What puzzles us is, why would you bother to borrow the $5,000?"

The elderly Japanese replied: "Aiya, where else in New York City can I park my car for two weeks for only $23.07 and expect it to be there when I return?"